Area Real Estate News & Market Trends

You’ll find our blog to be a wealth of information, covering everything from local market statistics and home values to community happenings. That’s because we care about the community and want to help you find your place in it. Please reach out if you have any questions at all. We’d love to talk with you!

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Oct. 10, 2019

Strength of a Small Town

Strength of a Small Town

I’ve always been a big cheerleader of our town; I share all the “best beach” articles we’re mentioned in, I brag about it to out-of-towners, and I try to participate in as many community events as I can. However, it really wasn’t until about 6 months ago that I truly realized the strength of our small town.

[In full disclosure, my family are all big dog people. They’re not just pets to us, they’re our children and our grand-dogs.]

Now, this is Ella.

She is our 4 year old corgi child.

In April of this year, we had family in town and were getting ready for a Sunday cookout. In the hustle and bustle of a house full of people, Ella escaped. She has never been outside without a leash, let alone far from our yard so we all went into a panic. On foot and in cars we all spread out to find her.

Hours passed and all we had to go on was hearing her run after something in the woods about 4 blocks from our house.

We made flyers. Posted to Facebook. Called every vet office & shelter in the area and let them know she was gone in case someone brought her in. We left her bed out with some water & the shirt off my husbands back in hopes she’d find her way home.

This is where our amazing community comes in.

We had calls and texts from people asking if they could pick up and pass out flyers or if she had come home yet.
Before the sun was even up, we were headed back out to the woods to search. To our surprise we weren’t the only ones there looking. People who lived in the neighborhood closest to the woods were out, neighbors were out looking before heading into work, and even a complete stranger was out - geared up with a backpack, dog toys & treats, and gatorade to search all day!! We were in shock!

From sun up to sun down there were so many people out looking! That evening was when we had the first sighting of her.

Another night passed and again, the next day we had so many people out looking for her. Tracking through the woods. Knocking on doors. Sharing on Facebook.

We had another sighting Tuesday night, but unfortunately by the time we got there she had disappeared again. 9:00 at night and people from our community were still out looking!
Taking time from their family & busy lives to help us find our dog!

Now it’s Wednesday morning & our hearts are heavy because she still isn’t home after 2 nights in the wild. As we’re headed out to start another day of searching, we get a phone call. She’s in someone’s yard right outside the woods she first disappeared in. Again, by the time we got there she has disappeared back into the woods. We pace the woods, yelling her name, squeaking toys, and shaking treat boxes. I get another phone call & when I answer the person on the other line says
“You don’t know me, but I live on the street behind you. I’ve been looking for your dog on my way to work this week and I saw her at the corner this morning! I was able to get her to you house and I have her here with me now! Hurry!”

We race home as fast as we could & sure enough, Ella is sitting on our front porch as dirty, hungry, & smelly as can be!


We had over 3000 shares on Facebook!
We had countless people - some we had never even met! - Out there looking for Ella!
We had so many people checking on us, spreading the word, and taking time out of their days to help. I still don’t think we’ve been able to properly thank everyone. I can’t wrap my head or heart around it.
Our community did that. Our community cares like no other and I am so PROUD to live, work, and play in OUR small town Sebastian.

Posted in Community
Aug. 14, 2019

Top 10 Legal Issues for Florida Home Buyers

Top 10 Legal Issues for Florida Home Buyers

Buying a home is likely the largest investment you’ll make. It simply doesn’t make sense to do it on your own when there are many things that can go wrong. Just one mistake can cost you a fortune. Florida home buyers should consult with an experienced real estate lawyer before they sign an agreement of sale.

These days, buyers will look for a home in one of several ways. Many homebuyers will work with a broker. Many others will research a new home online. Some homebuyers are aware of homes through friends or contacts.

Some of the many legal risks and experienced Florida home buyers’ lawyers review are:

1.    The initial offer for Florida home buyers

It’s wise to speak with a lawyer about the amount you should offer for the home. Many homeowners don’t know what the house they are buying is worth. An experienced lawyer will work with appraisers and other professionals to determine the proper value of the property.

2.    Reviewing the agreement of sale

The lawyer will first advise you that you should have the home inspected before you sign the agreement of sale. You need to know from the start if the home you’re buying for you and your family has any hidden structural defects.  The lawyer will request that the seller disclose all the known defects, claims, and adverse interests that the seller is aware of before you sign the agreement of sale. He will also seek to include provisions on the contract to address your right to inspect the property before settlement and to address any problems with the home that may arise after an inspection or after you move into your home.

The attorney will also review the mortgage approval contingency process so that you get your deposit back if you can’t be approved a mortgage.

The attorney will also explain all the additional expenses such as title insurance, property taxes, and recording fees that Florida home buyers need to pay in addition to the sales price.

3.    The mortgage approval process for Florida home buyers

Experienced Sebastian and Vero Beach lawyers will explain that, these days, you should speak with a qualified mortgage company or a bank to see how much of a mortgage you can be preapproved for – based on your combined family income, your expenses, and any debt obligations such as car payments that you have. The mortgage company or bank will review your credit history and how much you can pay as a down payment in order to tell you how much of a mortgage you can be preapproved for.

If you don’t go through the mortgage preapproval process, then your lawyer will need to review the agreement of sale to provide for a reasonable amount of time to seek approval of a mortgage.

4.    The home inspection process

Homeowners should inspect the property before the agreement of sale is signed or the agreement of sale should allow the buyer time to make an inspection – and the agreement should allow the buyer to withdraw the purchase offer if the inspection shows there are problems with the home. Experienced lawyers can recommend qualified inspectors who will examine the structure or the house, the plumbing, electricity, heating and air-conditioning, termites, and other issues including the inside and exterior of the house, the parking lots, sidewalks, and landscaping.

5.    Coordinating your existing home sale with the new purchase

If you need the cash from the sale of you current home to fund the purchase of the new home, an experienced lawyer will explain your options. Some homeowners sell their existing home first and complete the settlement before making an offer on a new home. A lawyer will work to help you coordinate the sale of your home and the purchase of your new home.

6.    Title insurance

Every buyer should purchase title insurance. Title insurance helps insure your home against claims by creditors of the sellers, claims by utilities as to how and when they can access your property, claims by other purchasers that they have the right to the home, and a range of other legal issues.

7.    The mortgage closing

A skilled lawyer works with your mortgage company and the title company to ensure that your mortgage papers and funds are ready the date that you have your closing/settlement.

8.    The settlement

A skilled lawyer will advise Florida home buyers to make a final inspection before settlement.  If repairs that the seller agreed to aren’t finished, then your lawyer will negotiate with the seller (or the seller’s) lawyer to determine when the repairs will be finished and how the seller will pay for them. The lawyer will explain the mountain of paperwork that you will be asked to sign.

9.    The settlement sheet

Once the title company finishes their review and any open issues are resolved, all the people who are owed money will be paid. The payments should be reflected on the settlement sheet beginning with the purchase price. Your lawyer will review the property tax and utility payments so that you are only paying for these items as of the date you move in. He’ll also review the payment to any brokers, any mortgage closing costs, and other taxes that are due, the homeowner’s insurance, and all recording fees and other payments

10. Court filings

Your lawyer will work with the title company to see that the deed to your home is properly recorded along with any mortgage. The lawyer will review the deed to make sure it is titled the right way – depending on who the true owners of the home are. He’ll also see that you get the keys to the new home.

 

 

Nov. 14, 2018

8795 50th Ave | Sebastian, 32958

Posted in Listings
Oct. 30, 2018

Local Business Showcase Ep. 7

Oct. 15, 2018

Fact or Myth | Mortgage Myths

Posted in Fact or Myth
Oct. 11, 2018

406 Briarcliff Circle | Ashbury

Posted in Listings
Oct. 11, 2018

144 Port Royal Court | Sebastian River Landing

Posted in Listings
Oct. 11, 2018

106 Barbara Court | Collier Creek

Posted in Listings
Oct. 11, 2018

104 Camilo Court | Sebastian, 32958

Posted in Listings
Sept. 25, 2018

Local Business Showcase Ep. 6